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mortgage calculator FAQ Stratton Equities


Understanding Hard Money Lending: Frequently Asked Questions

Navigating the realm of hard money lending can seem complex. At Stratton Equities, we've compiled answers to the most frequently asked questions about national hard money loans to simplify your journey. Explore below to gain clarity and make informed decisions for your real estate investments.

What makes Stratton Equities different?​​

Stratton Equities' is the Leading Nationwide Direct Private Money and NON-QM Lender in the country, We offer the widest range of diverse Mortgage Loan Programs under one roof. Our team of professional loan officers has a background in real estate investing as well as the extensive knowledge needed to work with various loans and property types. We understand the importance of getting a deal approved quickly and efficiently. 

What are your rates?

Generally speaking, our rates start at 6.99-10.49%, depending on the type of loan scenario and the mortgage program utilized. For a complete list of our private money, hard money, and NON-QM mortgage programs, please visit our Products Page.  For more details, please Contact Us or see our Programs Page.

Where do you lend?

Currently, Stratton Equities lends nationwide, our unique loan programs can be utilized across the country on all types of properties. Our 'Where We Lend' tab shows a full list of locations for our private money, NON-QM, & hard money mortgage programs. If you have a loan scenario that you'd like to discuss with one of our mortgage loan officers, please Contact Us today by submitting your Application.

How long does it take for you to approve loans?

At Stratton Equities, we understand the importance of speed and efficiency when it comes to the loan process. Currently, our loans can be approved in as quickly as 24-48 hours. Some loans can take longer to be approved but this delay is usually caused by incomplete applications, insufficient documentation, etc.

Who creates the construction draw schedule?

For a Fix and Flip Loan (a rehab loan), our mortgage loan officers will work directly with the investor and contractor to customize each draw schedule to cater to all parties needs. 

Am I able to set up a call with a Loan Consultant?

At Stratton Equities, we are passionate about providing as many resources as we can for our prospective borrowers. Our Loan Consultants are available during standard business hours and you can schedule a call by clicking here to Contact Us or Call Us toll-free at 800-962-6613 to quickly determine how much funding you are eligible to receive for your current real estate investment.

How do I submit a new loan scenario to Stratton Equities?

The process of submitting a new loan scenario to the Stratton Equities' Loan Officers can be completed in just a few simple steps. As we do the majority of our new Loan scenarios over the phone, please contact our team at 800-962-6613 or submit your contact information with a brief description of your scenario by clicking here to Contact Us. After your initial consultation, your designated Loan Officer will request a list of documents that can easily be found in our Document Library. It is important to mention the following; 1) When submitting your loan scenario/application we do not take other company's loan documents of previous loans, 2) We only use Stratton Equities forms and applications before submitting to underwriting, and 3) All new loan scenarios need to be structured in a personal phone conversation with a member of our loan officer team.


Learn more about Stratton Equities, here is a message from our CEO​, Michael Mikhail. Find out the latest about Stratton Equities in the Press!

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