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National Private Money, Hard Money, & NON-QM Lending

Over the years, Stratton Equities has expanded its private money and NON-QM lending areas nationwide!


We offer our innovative mortgage loan programs around the country for borrowers with real investment properties and lend money in all 50 states. Call 800-962-6613 today to speak with one of our Loan Officers and discuss your loan scenario.

Stratton Equities is the Leading Nationwide Direct Private Money Lender and NON-QM Mortgage Lender that specializes in fast and flexible lending processes. Scroll down for a complete list of the states we work with and which programs work best in each location.


The Stratton Equities team is owned and operated by experienced Real Estate Investors providing a reliable and knowledgeable team to help all Real Estate investors succeed and receive the funding for their real estate investment properties.

Our loan programs support the following investment projects, for a complete list please visit our Products Page:

Additional questions about our process can be answered in the FAQ section of our website.

To learn more about Stratton Equities, here is a message from our CEO, Michael Mikhail. Find out the latest about Stratton Equities in the Press!

Curious about Soft Money Loans? What is a Soft Money Loan?

Are You a Candidate for NON-QM Loans? Find Out More.

Check out our recent deals - Recently Funded Fridays!

Stratton Equities Lends In The Following States:

Hard Money Lender for All U.S. States
  • Kansas

  • Kentucky

  • Louisiana

  • Maine

  • Maryland

  • Massachusetts

  • Michigan

  • Minnesota

  • Mississippi

  • Missouri

  • Montana

  • Nebraska

  • New Hampshire

  • New Jersey

  • New York

  • New Mexico

  • North Carolina

  • Ohio

  • Oklahoma

  • Oregon

  • Pennsylvania

  • Rhode Island

  • South Carolina

  • Tennessee

  • Texas

  • Utah

  • Washington

  • West Virginia

  • Wisconsin

  • Wyoming

Nationwide Private Money & NON-QM Lending

If you have a loan scenario that you would like to discuss with one of our loan officers, please reach out to us directly at 1-800-962-6613 or email us at

Finding a Local Private Money Lender Near You

Stratton Equities is a Nationwide Direct Private Money and NON-QM Mortgage Lender, feel free to reach out to a member of our team to discuss your needs and develop a relationship so that you can fund your loan scenario quickly and easily. We lend money in all 50 states including Alaska, Hawaii and Florida!

To find out if we can provide your unique loan scenario with a Private Money or NON-QM loan in your state - reach out to us today and fill out a loan application for approval.

Not sure about your Loan Scenario? Still, wondering - When does Hard Money Make Sense? What Private Money Loan works best for my property?

If you need to finance a property fast, then a Hard Money loan might be the perfect option for your specific loan scenario. Hard Money loans a the best solution for short-term loans.

A Fix-and-Flip loan is a good example of a rehab loan, it's utilized by borrowers when they own a property just long enough to increase its value, as an investment property.


They’ll sell the property and repay the loan, often within a year or so. It is possible to use hard money to get into a property like that and stay there, however, it would be best to refinance it as soon as you can get a better loan.

The Future of Nationwide Private Money Lending

As a Nationwide Direct Private Money Lender, specializing in Private Money and NON-QM Mortgage Programs. Stratton Equities private money lending has transformed lives around the country with our innovative mortgage programs.


By using Stratton Equities for all your private money lending needs on your real estate investment properties, the borrower knows that they are working with a trusted, efficient, and professional team!

From coast to coast, as well as Alaska and Hawaii, Stratton Equities Private Money Lending is a great resource for real estate investors looking to obtain a loan quickly - For a complete list of our unique Direct Private Money and NON-QM Mortgage Loan Programs, please visit our products page.

Why is Soft Money the Future of Lending?

Calling soft money ‘the new hard money’ may seem trite and contrived, but upon further reflection, soft money truly is the direction for the future of lending. 

An innovative approach combining the benefits of hard money loans with lower risk, higher rates, and a term loan time-frame - soft money loans fit many borrowers far better with lower costs, lower rates, and longer terms (12 months - 30 years).

While the hard money loan is still the preferred option for many real estate investment scenarios, a soft money loan will become increasingly the loan used by first-time real estate investors, borrowers looking to build their credit score, and investors with a good credit history who are looking for higher risk and lower rates.

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