The Top 3 Reasons to Use Hard Money with Stratton Equities - the leading nationwide direct hard money & NON-QM Lender to Real Estate Investors.

 

If you're a Real Estate Investor looking for a loan, without the hassle of working with a bank, or perhaps you need a loan fast, a Hard Money Loan is perfect solution for you.

The Top 3 Reasons to Use Hard Money:

 

1. It's Fast

2. It's Flexible

3. It's Functional

 

A true Hard Money Loan (is an asset-based loan, which means the financing is based on the Loan to Value (LTV) of the Asset. Unlike the Fix and Flip loan, it doesn’t go through full underwriting and there’s no minimum FICO requirement for the borrower, as it doesn’t have many guidelines and criteria. This type of loan doesn’t have as many restrictions as one might think considering that it’s just money, so no more having to worry about bankruptcies, foreclosures, collections, etc.

 

Click Here To find out more about Hard Money or our Hard Money Loan Programs

At Stratton Equities, we offer the most diverse array of Hard Money Loans Nationwide including  New York, New Jersey, Florida, California, and Texas!

Found an investment property and interested in applying for a loan?

Stratton Equities - Hard Money Lending

Given that our loans are based on the value of an investment property rather than the borrower’s credit, we can fund deals for borrowers who are unable to get conventional financing due to a recent foreclosure or short sale. Even with tarnished credit, a borrower can obtain a hard money loan using the value of the investment property as collateral. This makes a hard money loan a great option for anyone from beginner investors with a limited credit history to experienced investors looking to free up liquidity and scale their business.

Stratton Equities funds hard money loans on single family, multi-family, mixed-use, and commercial - fix and flip investment properties. 

The interest rates on an asset based hard money loan are usually higher than those of conventional mortgages. Interest rates for hard money loans range anywhere from 9%-12%, and Stratton Equities’ competitive loan programs offer qualified investors some of the best rates in the industry. Hard money lenders typically charge higher interest rates due to the greater risk associated with these loans, and the incredible speed in which they are able to process and fund transactions. Hard money loans are a very strong tool for investors who need to move quickly. These short term (usually 12 months) loans are the perfect opportunity to aid any investor in developing their success.

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Rates, terms and conditions offered only to qualified borrowers and are subject to change at any time without notice. Closing times are in business days and commence upon receipt of appraisal payment and satisfaction of borrower conditions. Closing times may be delayed due to appraiser property access . All loans are subject to full underwriting for loan approvals.