Hard Money Lenders for New York Real Estate Investors

Our Hard Money Loan Programs for New York are structured to meet your Real Estate Investor needs, regardless of what type of investor loan you’re looking for. As one of the premier hard money lenders for real estate investors in New York, our borrowers can rely on us to quickly finance their real estate deals and help them grow their business.

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Nationwide’s Leading Direct Hard Money Lender

When it comes to investment opportunities, Stratton Equities knows how important it is to expedite the financing needed for your project. At Stratton Equities, we offer hard money loans for most property types. Unlike the grueling process of bank mortgages which can take upwards of forty-five days, Stratton Equities can approve your hard money loan and provide you with funds in an average closing time of just 14-25 days, Stratton Equities is here to quickly assist you every step of the way.


As the leading Nationwide direct private money lender, we are here to provide you with the hard money loans for your investment property - to fund your real estate goals!

Stratton Equities - Asset Based Hard Money Lenders

Given that our hard money loans are based on the value of an investment property rather than the borrower’s credit, we can fund deals for borrowers who are unable to get conventional financing due to a recent foreclosure, bad credit, or short sale. Even with tarnished credit, a borrower can obtain a hard money loan using the value of the investment property as collateral. This makes a hard money loan a great option for anyone from beginner investors with a limited credit history to experienced investors looking to free up liquidity and scale their business.

Stratton Equities funds hard money loans on single family, multi-family, mixed-use, and commercial - investment properties. 

The hard money interest rates on an asset based loan are usually higher than those of conventional mortgages. Interest rates for hard money loans range anywhere from 7.25%-9.99%, and Stratton Equities’ competitive loan programs offer qualified investors some of the best rates in the industry. Hard money lenders typically charge higher interest rates due to the greater risk associated with these loans, and the incredible speed in which they are able to process and fund transactions. Hard money loans are a very strong tool for investors who need to move quickly. These short term (usually 12 months) loans are the perfect opportunity to aid any investor in developing their success.

Want more information on hard money loan programs? Check out the Top 3 Reasons to Use Hard Money.

What are the 3 Steps to Processing a Hard Money Loan?

Found an investment property and interested in applying for a loan?