Direct Private Money Loan Programs

Stratton Equities was created to provide a central hub with the most amount of direct private money loan programs under one roof for nationwide real estate investors. When a borrower works with a Loan Officer from our team, they have access to the library of our innovative, efficient, and fast mortgage programs, with a company they can trust.


Our direct nationwide private money loan programs are tailored to meet your real estate investment needs, regardless of what type of investor loan you’re looking for. As the leading nationwide direct private money lender for real estate investors, our borrowers can rely on us to quickly finance their real estate deals and help them grow their business.

The Nation's Leading Direct Private Money Lender

When it comes to real estate investment opportunities we know how important it is to have a fast and efficient financing process for your project. At Stratton Equities, we offer direct private money loan programs for nationwide real estate investors for both commercial and residential properties. Unlike the grueling process of bank mortgages which can take upwards of forty-five days, Stratton Equities can approve your loan scenario and fund a direct private money loan program that will provide you with funds in an average closing time of just 7-14 days, we are here to quickly assist you every step of the way.

The primary benefit of a direct private money loan program is that it allows you to do more Real Estate transactions, which is why many Real Estate Investors choose to utilize it. There is a large amount of real estate investors that struggle with other sources of money such as conventional mortgages and lines of credit.

The primary benefit of private money is that it allows you to do more deals faster!

Looking for more information on Direct Private Money Lenders? Click Here.

What is a Direct Private Money Lender?

A direct private money lender and hard money lender, are terms that usually get mixed due to the similarities both titles possess when it comes to real estate investing. Both a Direct Private Money Lender and Hard Money lender will lend based on the borrowers’ assets or the property itself, however private money lenders take into account additional factors beyond just the property such as credit history, liquidity, and income. Private money lenders are not banks but rather financial institutions that loan real estate investors the funding they need to finance their real estate investment deals.

Why Should A Real Estate Investor Apply for a Loan with a Direct Private Money Lender?

Real Estate Investors choose working with Direct Private Money Loan Programs or Hard Money Loan Programs because of the flexibility, fast turnaround, and less underwriting guidelines/requirements. When working with a Direct Private Money Lender, like Stratton Equities, we provide the quickness real estate investors will appreciate when trying to close a loan; especially for a fix and flip (7-10 days), or Bridge Loans (also 7-10 days), this is faster than the lengthy time frame banks typically take to complete a loan. Furthermore, a private money lender is a better choice because banks tend to not lend on rehab costs.


Additionally, when working with a private lender, Real Estate Investors will receive the freedom and ability to scale their investments beyond what banks or other hard money lenders can provide.  This is very evident when it comes working with multiple properties -  banks will limit investors to only a few properties to loan on at a time, where private lenders usually will not have limits on the number of properties an investor can be working on.

What Real Estate Investment Properties Do Private Lenders Loan On?

The majority of private lenders work with commercial or residential properties. However, at Stratton Equities we work with 1-4 unit, mixed-use, multi-family, commercial, storage, office, warehouse, industrial, and apartment buildings. For real estate investors leaning towards the residential side of investing, private lenders can work with investors on either single-family properties or multi-family deals. At Stratton Equities we also focus on fix and flip and rental properties, providing the borrowers with up to 90% of the purchase and repair costs of the investment properties, in addition to an experienced and professional team that help our borrowers further grow their businesses.

Nationwide Property Types for Direct Private Money Loan Programs for Real Estate Investors

A borrower can get a direct private money loan program, Nationwide, on most property types. Stratton Equities can provide a direct nationwide private money loan program for the following property types:


- 1-4 Family

- Mixed Use

- Multi-Family

- Commercial

If you've found an investment property and interested in applying for a loan or speaking with one of our loan officers to discuss your loan scenario, Apply for loan now!

What are the benefits of working with a Direct Private Money Loan Program?

- Less Underwriting

- Closes Faster (7-14 days)

- Less Guidelines

- Access to Endless Capital = Opportunity to Endless Deals

If you have an investment property and would like to speak to one of our Loan Officers, Apply Now 

Found an investment property and interested in applying for a loan?

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Stratton Equities | | 800-962-6613 | 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ 07058

Rates, terms and conditions offered only to qualified borrowers and are subject to change at any time without notice. Closing times are in business days and commence upon receipt of appraisal payment and satisfaction of borrower conditions. Closing times may be delayed due to appraiser property access . All loans are subject to full underwriting for loan approvals.