Hard Money & Private Money Loan Programs

Where we Lend

If you have a loan scenario and are ready to speak to one of our loan officers, reach out today at info@strattonequities.com or apply for loan

Looking to see if we loan in your state? Stratton Equities is a nationwide direct private money lender.

See where we lend & check your state today!

Rental Loans

Our single asset and blanket rental loans provide liquidity & long-term peace of mind to owners of stabilized rental properties.

Our rental portfolio loans allow you to access long-term financing at a fixed rate. You can use our loans to unlock your existing equity, consolidate other debt or purchase new rental properties. Our loan products are flexible to meet the needs of different rental property investors.

Rental Loan

  • 1-4 Unit Mixed Use & Commercial

  • Up to 80% of Value

  • 5, 7, 30 Year Fixed

  • $75K to $5M

Bridge Loans

Our bridge loans provide funds to investors with shorter investment horizons and exit strategies.

  • Multi-family, 1-4 Family, Commercial )

  • $75K – $10M

  • Loans up to 75% of value ( on Fix and Flip -up to 90%)

  • 12-24 months 

  • Purchase, Refinance, or Cash Out

  • Foreign nationals eligible

Fix and Flip Loans

Fix and Flip loan programs are tailored to provide real estate investors with quick access to funding. Like all our direct private money lending programs we ensure a hassle free and reliable loan process.

  • Individual or Multiple Properties

  • Up to 90% LTV of the purchase

  • 100% of the Rehab

  • 75% ARV

  • 3- 24 Month Terms

  • $75K to $20M

Hard Money Loans

A Hard Money Loan (is an asset-based loan, which means the financing is based on the Loan to Value (LTV) of the Asset. Unlike the Fix and Flip loan, it doesn’t go through full underwriting and there’s no minimum FICO requirement for the borrower, as it doesn’t have many guidelines and criteria.

  • Multi-family, Single-family, 1-4 Family, Commercial, 

  • $75K – $20M

  • Loans up to 75% of value

  • 12-24 months 

  • Purchase, Refinance, or Cash Out

  • Foreign nationals eligible

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Stratton Equities | Info@strattonequities.com | 800-962-6613 | 28 Bloomfield Avenue, Ste 302, Pine Brook, NJ 07058

Rates, terms and conditions offered only to qualified borrowers and are subject to change at any time without notice. Closing times are in business days and commence upon receipt of appraisal payment and satisfaction of borrower conditions. Closing times may be delayed due to appraiser property access . All loans are subject to full underwriting for loan approvals.