Hard Money & Private Money Loan Programs
Financing solutions for real estate investors.
Our Hard Money and Direct Private Money loan programs support the following investment projects:
Where we Lend
If you have a loan scenario and are ready to speak to one of our loan officers, reach out today at info@strattonequities.com or Apply for Loan
Looking to see if we loan in your state? Stratton Equities is a nationwide direct private money lender, click here to find out more about What Private Money Lenders Look For.
See Where We Lend & check your state today! Find out more about our Specialized Mortgage Programs.
Want more information on How to Buy an Investment Property?
Not sure where to begin? Enter your information into our Mortgage Calculator.
Our single asset and blanket rental loans provide liquidity & long-term peace of mind to owners of stabilized rental properties.
Our rental portfolio loans allow you to access long-term financing at a fixed rate. You can use our loans to unlock your existing equity, consolidate other debt or purchase new rental properties. Our loan products are flexible to meet the needs of different rental property investors.
Rental Loan
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1-4 Unit Mixed Use & Commercial
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Up to 80% of Value
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5, 7, 30 Year Fixed
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$75K to $5M
Our bridge loans provide funds to investors with shorter investment horizons and exit strategies.
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Multi-family, 1-4 Family, Commercial )
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$75K – $5M
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Loans up to 75% of value ( on Fix and Flip -up to 90%)
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12-24 months
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Purchase, Refinance, or Cash Out
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Foreign Nationals Eligible
Fix and Flip loan programs are tailored to provide real estate investors with quick access to funding. Like all our direct private money lending programs we ensure a hassle free and reliable loan process.
Find out more: Fix and Flip Loans 101
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Individual or Multiple Properties
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Up to 90% LTV of the purchase
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100% of the Rehab
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75% ARV
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9-24 Month Terms
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$75K to $5M
A Hard Money Loan (is an asset-based loan, which means the financing is based on the Loan to Value (LTV) of the Asset. Unlike the Fix and Flip loan, it doesn’t go through full underwriting and there’s no minimum FICO requirement for the borrower, as it doesn’t have many guidelines and criteria.
What are the 3 Steps to Processing a Hard Money Loan?
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Multi-family, Single-family, 1-4 Family, Commercial,
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$75K – $5M
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Loans up to 75% of value
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9-24 months
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Purchase, Refinance, or Cash Out
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Foreign Nationals Eligible